Ma u baahan tahay inaad iska diiwaangeliso ama aad cusbooneysiiso ceymiskaaga caafimaadka ee 2022? Isdiiwaangeli ka hor Diseembar 15 si aad u hesho ceymis dhaqangal noqda Janaayo 1, 2022.

Kaalmada Kharashka Daryeelka Caafimaadka

Medicare

Ka caawinaya inaad awood u yeelato daryeelka aad u baahan tahay.

Dheefta oo Kooban

Shaqaalaha daryeelka guriga ee xaqa u leh iyo taageerada shakhsi ahaaneed ee haysta Medicare, faa'iidooyinka Caawimada Kharashka Daryeelka Caafimaadka ayaa ka caawin doona kharashyada:

  • Khidmadaha billaha ah ee Medicare Qeybta B (ilaa $170.10/bishii sanadka 2022)
  • Khidmadaha billaha ah ee Medicare Qaybta D, Qorshayaasha Dheeraadka ah ama Faa'iidada (ilaa $44/bishii sanadka 2022)
  • Kharashyada jeebka ka baxsan, sida kuwa laga jaro, lacag-wadaaga, ceymiska iyo warqadaha daawada ee adeegyada uu daboolo Medicare (ilaa $6,600 sanadka 2022)

Qadarka lacag-celinta waxa laga yaabaa inay isbedesho sannadba sannad.

Haddii aad u qalanto dheefaha Caawinta Kharashka Daryeelka Caafimaadka, waxaad heli doontaa Kaarka Dheefta ku habboonaanta (kaarka deynta Mastercard) si aad u bixiso kharashyadaada caafimaad ee jeebka ka baxsan. Kaarku waxa uu ka iman doonaa Ameriflex (Maamulaha Habboon ee Faa'iidooyinka). Macluumaad dheeraad ah oo ku saabsan Kaadhka Ku habboonaanta Dheefta iyo sida loo isticmaalo, guji.halkan.

Waxyaabaha Muhiimka ah ee ay Tahay in la Ogaado
  • Haddii aad ka weyn tahay 65 (ama 65 jir saddexda bilood ee soo socda) oo aanad hore uga helin jeeg bille ah Lambarka Bulshada, waxaad u baahan tahay inaad iska diiwaangeliso si aad u hesho Medicare Qaybta A (Caymiska Cisbitaalka) iyo Qaybta B (Caymiska Caafimaadka). Waxaad iska diiwaan gelin kartaa onlaynka ah ssa.gov/benefits/medicare/ ama telefoon ahaan 1-800-772-1213.
  • Haddii aad ka yar tahay 65 oo aad xaq u leedahay Sooshiyaal Sekiyuuritiga naafo darteed, waxa kale oo aad xaq u yeelan kartaa Medicare. Waa in lagugu ogeysiiyaa Lambarka Bulshada heerka u-qalmitaankaaga iyo talaabooyinkaaga xiga.
  • Xusuusnow in Kaalmada Kharashka Daryeelka Caafimaadka ee Carewell SEIU 503 aysan ahayn mid ay kafaala-qaadaan loo-shaqeeyaha ama caymiska caafimaadka kooxda. Haddii aad si khaldan ugu warbixiso Maamulka Lambarka Bulshada in aad leedahay caynsanaan kooxeed, diiwaangelintaada Medicare dib ayaa loo dhigi karaa.
  • Haddii aad u isticmaalaysay Kaarka Dukaameysiga ee Dheefta si aad u bixiso khidmadaha qorshaha Goob-Suuqeedka, hal farqi weyn oo u dhexeeya markaad aado Medicare waa inaadan u isticmaali karin Kaarka Dukaameysiga ee Dheefta khidmadaha Medicare. Taa beddelkeeda waxaad u baahan doontaa inaad codsato in laguu soo celiyo khidmadaha Medicare. Macluumaad dheeraad ah ayaa laga heli karaa Lacag celinta tabka hoose.

Eeg Xaq u Yelashada

Macluumaadkan waxaa loogu talagalay dadka qaata Medicare: waayeelka da'doodu ka weyn tahay 65 jir iyo sidoo kale dadka waaweyn ee ka yar 65 ee naafada ah. Maamulka Lambarka Bulshada ayaa go'aamiya u-qalmitaankaaga dheefaha Medicare.

Si aad u aragto haddii aad u qalanto Kaalmada Kharashka Daryeelka Caafimaadka, fadlan buuxi su'aalahan u-qalmitaanka. 

Xog-uruurinta xaq u yeelashada Carewell oo saaran shaashada taleefonka gacanta

Diiwaangelinta

Talaabooyinka diwaangelinta

Si aad isu diiwaan geliso Caawinta Kharashka Daryeelka Caafimaadka, waxaad u baahan doontaa:

Buuxi waraaqaha Medicare ee loo baahan yahay

Foomamka Warqadaha ah ee Medicare (Dijitaal)

Foomamkani waxay siinayaan kooxda Dheefaha Carewell SEIU 503 iyo la-hawlgalayaasheeda ogolaansho sharci ah si ay kaaga caawiyaan cilmi-baaris ku samaynta, diiwaangelinta iyo ilaalinta Qorshahaaga Medicare (Medicare Supplement, Advantage ama Part D plan).

Soo gudbi foomka sheegashada lacag celinta

U soo gudbi foomka dalabka lacag celinta Xafiiska maamulka ee faa'iidooyinka oo wata caddaynta khidmadaha Qaybta B iyo caddaynta Qaybta D, Kaalmada, ama khidmadaha Qorshaha Faa'iidada, haddii ay jiraan

Foomka Magdhawga Medicare (Dijitaal) Caddaynta Qaybta B, isticmaal Sooshiyaal Sekiyuuritiga ee sannadlaha ah. Caddaynta ugu badan ee Qaybta D, Faa'iidada, ama khidmadaha Dheeraadka ah waa qaansheegta tusinaysa qaddarka caymiska ee qorshahaas.

Ikhtiyaar

Haddii aad jeclaan lahayd inaad ku hesho lacagtaada Medicare lacag wareejinta elektrooniga ah, fadlan buuxi foomkan Lacag Wareejinta Elektrooniga ah ee ammaanka ah oo wata sawirka jeegga la joojiyay.

Foomka Debaajiga Tooska ah (Digital)

Xaqiijinta Diiwaangelinta

Waxaad ogaan doontaa inaad ka qoran tahay Kaalmada Kharashka Daryeelka Caafimaadka ee caymiskaaga Medicare marka:

  • Waxa aad ku helaysaa jeeg boostada ama deebaaji toos ah akoonkaaga bangiga si aad khidmadahaaga uga hesho Xafiiska Maamulka Faa'iidooyinka.
  • Waxa aad boostada ku heli doontaa Kaarka Dheefta ku habboonaanta si aad isaga bixiso kharashyada caafimaadka ee jeebkaaga ka baxsan.
  • Waxaad boostada ka heli doontaa baakidh soo dhawayn ah oo ka socota Xafiiska Maamulka Faa'iidooyinka Carewell SEIU 503 oo leh macluumaadka ku saabsan caymiskaaga, siyaasadaha khaaska ah, iyo Su'aalaha Inta badan la Isweydiiyo ee ku saabsan isticmaalka Kaadhka Ku habboonaanta Dheefta.

Haddii aadan helin lacag-celintaada khidmadaha Medicare 10-ka bisha, fadlan ka wac Xafiiska Maamulka Faa'iidooyinka 1-844-507-7554, doorashada 3, doorashada 2.

Fadlan xor u noqo inaad wacdo si aad u xaqiijiso u-qalmitaankaaga Kaalmada Kharashka Daryeelka Caafimaadka 1-844-507-7554, doorashada 3, doorashada 2.

Faahfaahinta Dheefaha

Isticmaal Dheeftan
Adigoo Isticmaalaya kaarkaaga

U isticmaal kaadhkaaga waxtarka kharashyada jeebka ka baxsan ee ay daboolayso Medicare Qaybta B, Qaybta D, Qorshayaasha Dheeraadka ah iyo Faa'iidada, sida lacagaha lagaa jarayo, lacag-wadaaga, gunnada, iyo warqadaha daawada. Waxaa laga yaabaa in lagu weydiiyo inaad muujiso caddaynta kharashyadaada, markaa hayso Sharaxaada Faa'iidooyinka iyo dhammaan rasiidhada.

Ma isticmaali kartid kaadhka waxtarka leh:

  • ee khidmadaha Medicare (hoos ka eeg macluumaadka habka lacag-celinta ee khidmadaha Medicare);
  • daryeelka ilkaha, daryeelka aragga iyo adeegyada maqalka;
  • kharashyada caafimaadka ee ay helaan xaaskaaga ama kuwa kugu tiirsan
Ballan qabso

Fadlan ka hubi bixiyaha xanaanada caafimaadkaaga ka hor inta aanad ballan samayn si aad u hubiso in bixiyahaaga uu ku jiro Medicare iyo adeegyada lagu dabooli doono caymiskaaga Medicare.

Xafidi Dheeftaada

Si loo hubiyo inaad sii wadato helista faa'iidooyinka Caawimada Kharashka Daryeelka, fadlan xasuusnoow:

  • Keen xaashida wakhtiga iyo/ama foojarada mushahar bixinta dhamaadka wakhti kasta oo lacag bixin ah.
  • Ka fogow duubista eber saacadaha saacadaha shaqada ee xaqa u leh -oo sidoo kale loo yaqaan saacadaha cutubka gorgortanka – laba bilood oo isku xigta. Inaad laba bilood ku baxdo saacado shaqo eber ah waxay keeni kartaa inaad lumiso u-qalmitaankaaga faa'iidooyinka Carewell SEIU 503, oo ay ku jirto Caawinta Kharashka Daryeelka Caafimaadka.
  • Xogtaada khaaska haka kuwi ugu danbeeyay Carewell SEIU 503 iyo loo-shaqeeyahaaga (gobolka, degmada, ama dallaalayda)
  • Ku bixi khidmadahaaga caymiska sidahaaga waqtigii loogu talagalay,, ama sidahaagu wuu joojin karaa qorshahaaga
  • Hubi oo ka jawaab boostada Carewell SEIU 503, side caymiskaaga, Ameriflex, iyo Maamulka Lambarka Bulshada
  • La soco xaraynta cashuurtaada
Magdhawyo
Lacag-celinta Premium Medicare

Haddii aadan helin lacag-celintaada khidmadaha Medicare 10-ka bisha, fadlan ka wac Xafiiska Maamulka Dheefaha 1-844-507-7554, doorashada 3, doorashada 2.

Foomka Sheegashada Lacag-celinta Medicare (Digital)
U isticmaal Foomka Sheegashada Lacag-celinta Medicare si aad u soo celiso kharashaadkaaga caymiska ee Medicare.

Waxaad u baahan doontaa inaad soo gudbiso foom lacag celin ah oo ay ku jiraan caddaynta khidmadahaaga Qaybta B, iyo khidmadahaaga Qaybta D, Qorshayaasha Dheeraadka ah, ama Advantage plans, haddii ay jiraan. Tani waxay u baahan tahay in loo gudbiyo Xafiiska Maamulka Faa'iidooyinka marka ugu horraysa ee aad xaq u yeelato Kaalmada Kharashka Daryeelka Caafimaadka, iyo mar kasta oo qaddarka caymiskaagu is beddelo (badanaa hal mar sannadkii).

Lacag-celinta Jeebka-ka-baxsan

Foomka Lacag-celinta Ameriflex (Digital)

Haddii aad kubixisay wax ah kharashkyada jaabka laga bixiyo ee xaqa leh lacagahaaga gaarka ah, waxaad u baahan doontaa inaad u gudbiso foomka sheegashada magdhawga Xafiiska Maamulka Dheefaha Fadlan raaci nuqulka rasiidhkaaga ama dukumiintiga Sharaxaadaha Dheefaha Tani waxay dhici kartaa haddii aad hesho adeegyo ka dib marka aad xaq u yeelato Kaalmada Kharashka Daryeelka Caafimaadka balse ka hor inta aadan helin Kaarka Dukaameysiga ee Dheefta. 

Debaajiga tooska ah

Foomka Lacag Dhigashada Tooska ah (Dijital

Waxaan kugula talineynaa in aad isdiiwaangeliso deebaaji toos ah si aad u hesho lacag celintaada si dhakhso ah: haddii aad buuxiso foomka deebaajiga tooska ah, lacag celintaada waxaa lagu soo dhejin doonaa akoonkaaga dhamaadka bisha soo socota. Haddii aad filayso in jeeg lagugu soo celiyo, waxay ku qaadan doontaa 5 ilaa 15 maalmood oo shaqo xafiiska boostada si uu jeegga u keeno. Haddii laga soo gudbay wax ka badan 15 maalmood oo shaqo tan iyo markii aad gudbisay macluumaadkaaga lacag celinta, waxaad ku hubin kartaa heerka lacag celintaada adigoo iimayl u diraya ohcwt@vimly.com ama wacaya 1-844-507-7554, doorashada 3, doorashada 2.

Dib u cusbeysiin

Si aad u sii waddo helista Kaalmada Kharashka Daryeelka Caafimaadka ee caymiskaaga Medicare, fadlan xasuuso inaad:

  • U buuxiso foomka sheegashada magdhawga oo cusub khidmadaha Qaybta B haddii khidmadaada ay isbedeshay — oo ay la socoto caddaynta qaddarka khidmadaada cusub.
  • U buuxiso foomka sheegashada magdhawga oo cusub sanad walba haddii aad leedahay Qaybta D, Supplemental, iyo/ama Advantage plan -oo ay la socoto caddaynta qaddarka khidmadaada cusub.
  • Soo gudbi waraaqaha Medicare mar labaad haddii aad wax isbeddel ah ku samaysay caymiskaaga sida ku darista Qaybta D ama Advantage plan.

Maamulka Sooshiyaal Sekiyuuritiga waxy guud ahaan ku dhawaaqeen khidmadaha Qaybta B oo cusub Nofeembar. Haddii aad leedahay Advantage, Qaybta D, or Ceymiska Dheeraadka ah, waa inaad hesho biilkaaga cusub Diseembar. Fadlan buuxi tillaabooyinka kore isla marka aad ogaato khidmadaha cusub.

Macluumaadka Lagala xiriiro

Dheefaha Xafiiska Maamulka

1-844-507-7554, xulashada 3, kadib xulashada 2

ohcwt@vimly.com

Sababaha aad ula xiriiri karto Xafiiska Maamulka Dheefaha:

  • Si loo xaqiijiyo u-qalmitaankaaga iyo diiwaangelinta Kaalmada Kharashka Daryeelka Caafimaadka ee Carewell SEIU 503 ee caymiskaaga Medicare
  • Su'aalaha ku saabsan lacag celinta
Valley Insurance Professionals

1-503-480-0499 (ballaarinta 7)

Sababaha loola xidhiidho Xirfadlayaasha Caymiska Dooxada:

  • Haddii aad u wareegayso caymiska Medicare: xilliga isdiiwaangelintaada bilowga ah waxay bilaabmaysaa saddex bilood ka hor dhalashadaada 65-aad, ama taariikhda dhaqangalka ee Qaybta B ee naafanimadaada, kadibna waxay sii socon doontaa saddex bilood — a soo wac wakhti kasta muddadan lixda bilood si aad nagala hadasho doorashooyinkaaga qorshaha Medicare!
  • Haddii aad rabto inaad iska diiwaangeliso Qaybta D, Qorshaha Kaalmada ama Faa'iidada ,-waxaad guud ahaan iska qori kartaa qorshayaashaas muddada diiwaangelintaada hore ama inta u dhaxaysa Oktoobar 15 iyo Diseembar 7.
Xafiiska Amniga Bulshada

La xidhiidh Xafiiska Sooshiyaal Sekiyuuritiga si aad iskuugu diiwaangeliso Medicare Qaybta A iyo B. La xidhiidh Xafiiska Sooshiyaal Sekiyuuritiga isla marka ay bilaabato wakhtiga isdiiwaangelintaada hore, saddex bilood ka hor dhalashadaada 65-aad.

Apply online: www.ssa.gov/benefits/medicare

Ka coso Moobaylka: 1-800-772-1213 laga bilaabo 7 subaxnimo ilaa 7 galabnimo, Isniin – Jimco. Haddii aad tahay dhagool ama maqal kugu adag, waxaad wici kartaa TTY 1-800-325-0778.

Ameriflex

1-888-868-3539

Markaad soo wacayso, fadlan isu sheeg inaad tahay shaqaalaha daryeelka guriga iyo taageerada shaqsiyeed ee helaya dheefaha Carewell SEIU 503, oo sidoo kale hayso Kaarkaaga Dukaameysiga ee Dheefta.

Bogga onlaynka ah ee Ameriflex

Halkan riix si aad waxbadan uga ogaato ablikeeshinka mobeelka ee Ameriflex

Sababaha loola xiriiri karo Ameriflex:

  • Si aad u hubiso hadhaaga kaadhkaaga Faa'iidada, dib u eeg taariikhda lacag bixinta, dalbo kaadhka beddelka, iwm.
  • Haddii kaadhkaagii ku haboona ee dheefaha la diiday oo aanad awoodin inaad lacag bixiso
La-taliyayaasha SHIBA waxay u badan tahay inaysan ka warqabin dheefaha Carewell SEIU 503 mana u qalmaan inay ka jawaabaan su'aalaha ku saabsan iyaga.

1-800-722-4134 (wicitaanka bilaashka ah)

Waybsaydhka SHIBA ee Oregon.gov site

Kala xiriir SHIBA wixii talo ah ee ku saabsan:

  • Sida la iskuugu diiwaangeliyo Medicare
  • Sida loo buuxiyo waqtiyada kama dambaysta ah loogana fogaado ganaaxyada
  • Xuquuqda iyo ilaalinta
  • Daboolista iyo ka saarida
  • Xeerarka lagu helo manfacyada
  • Kharashyada la xidhiidha Medicare

Xasuus: La-taliyayaasha SHIBA waxay u badan tahay inaysan ka warqabin dheefaha Carewell SEIU 503 umana qalmaan inay ka jawaabaan su'aalaha ku saabsan iyaga.

Su'aalaha Inta Badan Laisweeydiiyo

Akhri su'aalaha caadiga ah ee ku saabsan Kaalmada Kharashka Daryeelka Caafimaadka ee caymiska Medicare. Arag Su'aalaha Badanaa La Isweydiiyo wixii macluumaad dheeraad ah.

Macluumaadka dadka u gudbaya Medicare

Haddii aad hadda ku jirto qorshaha caymiska Goobta-Suuqeedka, waxaad u baahan doontaa inaad qaado tillaabooyin aad ku joojinayso qorshahaaga goobta Suuqa maalin ka hor inta uusan qorshahaaga Medicare bilaabin. Wakiilada jooga Valley Insurance Professionals ayaa laga yaabaa inay ka caawiyaan taas – wac 1-844-503-7348 si aad u hesho kaalmo. Sidoo kale, haddii aad hore u haysatay Kaarka Dukaameysiga ee Dheefta, fadlan yuusan kaa fakanin. Waxaad sii wadi kartaa inaad u isticmaasho lacagta lagaa jaro, khidmadaha adegga ceymiska, kharashyada lacagaha haraaga lacag jarista kadib, iyo daawoyinka dhakhtarku qoro ee Medicare inta aad u sii qalanto Kaalmada Kharashka Daryeelka Caafimaadka. Sikastaba ha ahaatee, uma isticmaali kartid Kaarkaaga Dukaameysiga ee Dheefta khidmadahaaga Medicare.

Immisa lacag ah ayaa kaadhkayga ku jirta?

Kaarka Dukaameysiga ee Dheefta waxa hore loogu sii shubay lacagta sannadlaha ah ee lagu bixinayo khidmadaha adegga ceymiska ee caafimaadka iyo daawooyinka dhakhtarku qoro, lacgaha la jaro, iyo kharashyada lacagaha haraaga lacag jarista kadib ee adeegyada caymiska leh iyo dawooyinka dhakhtarku qoray. Sanadka 2022, lacagtaasi waa $6,600, laakiin tani way isbedeli kartaa sanadba sanadka ka dambeeya.

Miyuu Hadhaagayga haray u wareegayaa qaddarka lacagta sanadka soo socda?

Maya. Qadarka ugu badan ee laguu soo celin karo kharashyada la daboolay ee galay sanad kasta waa qadar go'an ee sanadkaas. Qayb kasta oo aan la isticmaalin sanadkan looma wareejin karo in lagu bixiyo kharashaadka la galay sanadka soo socda.

Markaad sii wado isticmaalka websaydhkan, waxaad oggolaatay isticmaalka cookies-ka. Macluumaad dheeraad ah

Hagaajinta cookies-ka ee websaydhkan waxaa loogu talagalay inay "oggolaadaan cookies-ka" si ay kuu siiyaan waayo-aragnimada sahminta ee ugu macquulsan. Haddii aad sii wado inaad isticmaasho websaydhkan adiga oo aan baddelin hagaajinta cookie-gaaga ama haddii aad gujiso "Accept" ("Aqbal") ee hoose markaas waxaad oggolaatay midan. Si aad wax badan uga barato siyaasadeena cookie-ga iyo sida aan u maareyno macluumaadka gaarka ah ee laga yaabo inaad ku soo gudbiso websaydhkan, fadlan arag Qaanuunka Arrimaha Khaaska ah.

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